It’s a common misconception: Umbrella is too expensive and only for rich people.

But the reality is, the vast majority of your customers’ typical possessions and everyday activities make umbrella coverage essential. So who could benefit from an umbrella? Customers who:

  • Drive a car or let someone else use their car
  • Host dinner parties or other gatherings
  • Use social media sites
  • Have children and participate in carpools or other activities
  • Own a home, rental properties or multiple residences
  • Have a pool, hot tub, trampoline, ATV, boat, motorcycle or other 'toy'
  • Have a pet or occasionally watch a pet for someone else
  • Travel overseas and rent a car

An umbrella policy will also protect you if the damages exceed the limits of your underlying policies. Other selling points include:

  • Umbrellas may kick in when underlying home and auto policy limits are exhausted and can help fill potential gaps in coverage.
  • Liability coverage on an auto insurance policy can fall short if you’re in a catastrophic car accident
  • Damages can add up quickly if you are sued for hospital bills, lost wages, and pain and suffering.
  • If you’re sued for an accident and can’t pay the damages, plaintiffs can go after your income and, in some states, your retirement savings.

Request a quote

Don’t wait. Now is the time to protect the ones you care about, especially yourself. Complete this form and we will get back with you on a plan that best suits your needs!

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